Recreational Insurance

Hit the trails knowing you’re protected! At Galon Insurance we are able to offer a variety of different coverages with a number of insurers. Let us help you personalize a policy to best suit your recreational needs. A recreational insurance policy for your snowmobile can include increased liability coverage, physical damage coverage, replacement cost coverage, personal injury coverage, and more!






Enhanced Accident Benefits


Coverage for bodily injury when operating the machine, coverage includes:



  • Permanent or partial disability

  • Accidental death

  • Ambulance expenses

  • Medical Expenses and more


Rider Plus Coverage


Includes additional coverage for the following:



  • Lock re-keying/replacement

  • Search and rescue coverage

  • Travel protection


Buying a brand new sled? Get Replacement cost coverage with Oasis!



  • Can be added within 10 days from the date on the bill of sale with no visual inspection

  • Can be added up to 120 days from the date on the bill of sale with a visual inspection

  • Coverage is provided for 24 months from the date of purchase


Snowmobile Rates with Oasis


         Sled Value                      Premium (All Peril Coverage)


              $10,000                                            $502


              $12,500                                            $565


              $15,000                                            $612


              $17,500                                            $696


Additional Coverages             Premium


  $1,000,000 liability                                        $75


  Enhanced Accident Benefits                         $90


  Replacement Cost                                        $45


  Rider Plus                                                    $50


*Rates are subject to change without notice*


**Surcharges or restrictions may apply, please speak to a licensed broker for more details**


SGI Autofund


In Saskatchewan, all snowmobiles must be registered with SGI if they are being used on public property. If you were born after January 1, 1989, you are required to take a snowmobile safety course in order to operate a snowmobile on public property. Please click here for more information regarding the safety course.


Ask our Galon Team members for your personalized snowmobile quote.


Galon Insurance Brokers works with the following insurance companies to find the best quote and coverage for you:




SGI Canada     Saskatchewan Mutual Insurance




SGI SK - Auto Pak Wording Booklet March 2021
Oasis - Accident Benefits Wording
Oasis - Rider Plus 2018
Oasis - Snowmobile Wording 2018
SMI Auto Wording - October 2020
Oasis - ATV Wording 2018