Rental Home Insurance

It is important to protect our investments from risks including fire, theft and vandalism. We can help you ensure your rental home is properly covered.


There are various packages to choose from when purchasing rental home insurance. Our insurance brokers can help determine which package best fits your needs.


There is a five-step process to buying home owners insurance, which your broker will guide you through:

  • Complete the replacement cost worksheet for your dwelling to calculate the reconstruction cost.
  • Galon will find competitive quotes from insurance companies.
  • With your broker, you will choose your package and deductible.
  • Sign the application form.
  • Choose your payment option. Payment can be made in full or premium financing is available with our pre-authorized monthly payment plan.

There are many different package policies available. Every package will include:

  • Personal liability insurance to a maximum limit, in case you are found legally at fault for injury to another person or damage to their property.
  • Protection of your rented dwelling
    - All Risk Coverage
    - Named Perils
  • Protection for your belongings in your rented dwelling:
    - All Risk Coverage
    - Named Perils
  • Rental Income Protection
  • Improvements and Betterments, Contingent Coverage and Loss Assessment Coverage for Rented Condominiums.

Additional options can include:

  • Replacement Cost
  • Sewer backup coverage
  • Voluntary fire fighting coverage
  • Vandalism Coverage (Tenant vandalism is excluded)

There are also opportunities for many premium discounts. Your broker at Galon Insurance will ensure all eligible discounts are applied to your premium.

Galon Insurance Brokers works with the following insurance companies to find the best quote and coverage for you:

   Aviva             Northbridge


Peace Hills           SGI Canada


Sasaktchewan Mutual Insurance            Wawanesa




SMI Habitational Policy Wording - SK 2010 - Complete.pdf
PH Rental Comp March 1 2014.pdf
Wawanesa Booklet English 0115.pdf
SGI General Dwelling Protector.pdf
SGI Special Coverages.pdf
Northbridge Rental Home Policy Wording Feb 1 2018.pdf